Mumbai, April 29, 2025 — Bajaj Finance Ltd, one of India’s leading non-banking financial companies (NBFCs), reported its Q4 results for FY25 with a strong performance across key financial metrics, reinforcing its position as a top player in the consumer and retail lending space.
Key Highlights of Bajaj Finance Q4 FY25 Results:
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Net Profit: ₹4,600 crore, up 21% year-on-year (YoY) from ₹3,800 crore in Q4 FY24.
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Net Interest Income (NII): ₹9,650 crore, registering a 25% YoY growth.
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Assets Under Management (AUM): ₹3.10 lakh crore, up 31% YoY.
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Gross NPA: Stable at 0.90%, reflecting strong asset quality.
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New Loans Booked: 9.8 million, a 22% increase from the same quarter last year.
Management Commentary
Rajeev Jain, Managing Director of Bajaj Finance, commented:
“Our Q4 performance was driven by broad-based growth in our consumer, SME, and commercial lending portfolios. We continue to invest in digital infrastructure and customer acquisition while maintaining strong risk management practices.”
Digital Strategy and Customer Growth
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Customer franchise grew to 86.7 million, with 3.2 million new customers added in Q4.
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Continued focus on digital lending and fintech integration to drive future scalability.
Dividend Announcement
The company announced a final dividend of ₹30 per share, rewarding shareholders for consistent performance.
Outlook for FY26
Bajaj Finance remains optimistic about its growth trajectory, expecting continued momentum in demand for personal loans, digital EMIs, and business financing. The NBFC aims to expand its digital footprint while preserving credit discipline.
